CDFI Lenders in Texas
Texas has 52 federally certified Community Development Financial Institutions — 26 loan funds, 17 credit unions, 5 bank or thrifts, 4 bank holding companys. 1 is certified Native CDFI serving Native American communities.
Most lenders are concentrated in El Paso (7), Houston (7), Austin (6).
Largest CDFIs in Texas
Ranked by total assets (NCUA / FDIC data).
Native CDFIs in Texas
Lenders certified specifically to serve Native American, Alaska Native, and Native Hawaiian communities.
Frequently asked questions about CDFIs in Texas
How many CDFIs are in Texas?
There are 52 Treasury-certified CDFIs headquartered in Texas, including 26 loan funds, 17 credit unions, 5 bank or thrifts, 4 bank holding companys.
What's the largest CDFI in Texas?
By total assets, the largest CDFI in Texas is GECU Federal Credit Union ($4.58B in assets).
Are there Native CDFIs in Texas?
Yes — Texas is home to 1 certified Native CDFI serving Native American, Alaska Native, or Native Hawaiian communities.
How do I qualify for a CDFI loan in Texas?
Eligibility varies by lender, but CDFIs generally serve low- and moderate-income borrowers, small businesses, and underserved communities. Open a lender's page below to see its specific eligibility criteria, loan products, and how to apply.
All 52 CDFIs in Texas
Affordable Homes of South Texas, Inc.
McAllen, 78501--522
AOB VENTURES, INC.
ALAMO, 78516--230
Border Federal Credit Union
DEL RIO, 78842--072
Brazos Valley CDC, Inc.
Bryan, 77802
Business and Community Lenders (BCL) of Texas
AUSTIN, 78701
Business Investment Growth
Austin, 78754
Capital Plus Financial
Bedford, 76021
City Federal Credit Union
Amarillo, 79101--363
El Paso Collaborative for Community and Economic Development
El Paso, 79905
Entre Capital, LLC
Dallas, 75231--108
Fig Loans Texas LLC
sugar land, 77479
First Central Credit Union
Waco, 76710--564
First Community Bank
San Benito, 78586--437
First San Benito Bancshares Corporation
San Benito, 78586
FIRSTLIGHT FEDERAL CREDIT UNION
EL PASO, 79924--440
Freedom Bank
Alamo, 78516--230
GECU Federal Credit Union
El Paso, 79925--362
Golden Bank, NA
Houston, 77036--450
Heart O' Texas Federal Credit Union
Waco, 76712
Houston Business development, Inc.
Houston, 77021--377
Just Community, Inc
Austin, 78715
Kerr County Federal Credit Union
Kerrville, 78028--571
Laredo-Webb Neighborhood Housing Services, Inc.
Laredo, 78043--420
LiftFund, Inc.
San Antonio, 78210
LIGHT COMMERCE CREDIT UNION
HOUSTON, 77267--049
LONE STAR NATIONAL BANCSHARES--TEXAS, INC.
McAllen, 78504--264
Lone Star National Bank
McAllen, 78504
McLennan Community Investment Fund
Waco, 76701
Mountain Star Federal Credit Union
El Paso, 79903
National Association for Latino Community Asset Builders
San Antonio, 78238
Neighborhood Housing Services of San Antonio, Inc.
San Antonio, 78210--392
ONE SOURCE FEDERAL CREDIT UNION
EL PASO, 79925--581
OTR Fund I LLC
Irving, 75061--562
PeopleFund
Austin, 78702--150
Priority Trust Credit Union
Houston, 77075--241
Raiz Federal Credit Union
El Paso, 79936--771
Resource One Credit Union
Dallas, 75215
RGV Credit Union
Harlingen, 78550
Rio Grande Valley Multibank Corporation
Brownsville, 78520--516
River City Federal Credit Union
San Antonio, 78212--068
Star of Texas Credit Union
Austin, 78752--370
Sykes Equity LLC d/b/a Private Leverage
Houston, 77002
Texas Bay Credit Union
Houston, 77034--464
Texas Community Capital
Austin, 78731
Texas Mezzanine Fund, Inc.
Dallas, 75203
Texas National Bank
Edinburg, 78540--030
Tigua Community Development Corporation
El Paso, 79907
TNB Bancshares, Inc.
Mercedes, 78570--312
TREC Community Investors
Dallas, 75201--701
Tricolor Auto Acceptance
Irving, 75039
UP Community Impact Fund Corp.
Houston, 77011--136
William Mann, Jr. Community Development Corporation
Fort Worth, 76104