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These CDFIs are designed for borrowers who can't wait. Lower barriers to entry, faster decisions, and built specifically as alternatives to payday lenders.
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Showing 30 of 191 crisis-ready CDFIs
1st Choice Credit Union
Atlanta, GA · Credit Union
Credit builderWho qualifies: Membership is open to individuals who live, work, or worship in the Atlanta metro area and qualifying counties in Georgia.
1st Mississippi Federal Credit Union`
Meridian, MS · Credit Union
Credit builderWho qualifies: Membership is open to individuals in the Meridian, Mississippi area who meet the credit union's field of membership requirements.
705 Federal Credit Union
Lafayette, LA · Credit Union
Credit builderWho qualifies: Membership is open to qualifying individuals in the Lafayette, Louisiana area. Visit the 'Who Can Join' page for eligibility details.
Acadia Federal Credit Union
Fort Ken, ME · Credit Union
Credit builderWho qualifies: Membership is open to individuals who live, work, or worship in qualifying communities in northern Maine; shared branching also available.
Access Community Capital
Las Vegas, NV · Loan Fund
MicroloanWho qualifies: Small businesses and start-up companies located within or expanding to Nevada that do not qualify for traditional bank financing; must be located in Nevada or North Las Vegas for specific RLF programs.
Accessity
San Diego, CA · Loan Fund
MicroloanWho qualifies: Small business owners in Southern California, with an emphasis on underserved and minority entrepreneurs.
Accompany Capital, Inc.
New York, NY · Loan Fund
MicroloanCredit builderWho qualifies: New Americans, immigrants, refugees, asylees with legal status, and women entrepreneurs in New York City; no minimum credit score specified.
Afena Federal Credit Union
Marion, IN · Credit Union
Payday alternativeCredit builderLoans up to $$2,000
Who qualifies: Individuals who live, work, or worship in Grant County, Indiana.
African Development Center
Minneapolis, MN · Loan Fund
MicroloanCredit builderWho qualifies: African immigrants and refugees in Minnesota, particularly those facing barriers to mainstream financial services; also serves clients in Rochester, Willmar, and St. Cloud.
African Economic Development Solutions
St Paul, MN · Loan Fund
MicroloanWho qualifies: African immigrant entrepreneurs and small business owners in the St. Paul, Minnesota area.
Albany Community Together, Inc.
Albany, GA · Loan Fund
MicroloanWho qualifies: Small business owners in Albany and the Southwest Georgia region who face barriers to conventional financing.
Allies for Community Business, Inc.
Chicago, IL · Loan Fund
MicroloanWho qualifies: Small business owners and microentrepreneurs in the Chicago and Cook County, Illinois area, with a focus on underserved and diverse entrepreneurs.
Alltru Federal Credit Union
Wentzville, MO · Credit Union
Credit builderWho qualifies: Individuals in the St. Louis, Missouri area who meet the credit union's field of membership requirements.
Alpena Community Credit Union
Alpena, MI · Credit Union
Credit builderWho qualifies: Individuals who live, work, or worship in the Alpena, Michigan area.
AltCap
Kansas City, MO · Loan Fund
MicroloanWho qualifies: Small businesses and entrepreneurs in underserved communities who lack access to traditional financing, particularly in the Kansas City metropolitan area.
Alternatives Federal Credit Union
Ithaca, NY · Credit Union
Credit builderWho qualifies: Open to people living or working in Tompkins County and surrounding areas. As a CDFI, they specifically work with individuals who may have been turned down by traditional lenders.
American 1 Credit Union
Jackson, MI · Credit Union
Credit builderWho qualifies: Membership available to individuals who live, work, worship, or attend school in the service area of south-central Michigan.
Amplify Equity, Inc.
Elmira, NY · Loan Fund
MicroloanWho qualifies: Small businesses and entrepreneurs in underserved communities in the Southern Tier region of New York State.
ANECA Federal Credit Union
Shreveport, LA · Credit Union
Credit builderWho qualifies: Membership open to individuals who live, work, worship, or attend school in the Shreveport-Bossier City area of northwest Louisiana.
AnewAmerica CDFI
Oakland, CA · Loan Fund
MicroloanWho qualifies: Immigrant, low-income, and minority entrepreneurs in the San Francisco Bay Area who are unable to access traditional bank financing.
Apoyo Financiero Inc.
Concord, CA · Loan Fund
Credit builderWho qualifies: Latino and immigrant individuals, particularly those without traditional credit history or who face barriers to mainstream lending in California.
Appalachian Community Capital Corporation
Christiansburg, VA · Loan Fund
MicroloanWho qualifies: Small businesses located in Appalachian communities across Virginia and surrounding states that face barriers to conventional financing.
APPALACHIAN COMMUNITY FCU
Kingsport, TN · Credit Union
Credit builderWho qualifies: Membership open to individuals who live, work, worship, or attend school in the tri-cities Appalachian region of Tennessee and surrounding areas.
Arbuckle Federal Credit Union
Ada, OK · Credit Union
Credit builderWho qualifies: Membership open to individuals who live, work, worship, or attend school in the Ada, Oklahoma and surrounding Arbuckle area communities.
Arkansas Federal Credit Union
Jacksonville, AR · Credit Union
Credit builderWho qualifies: Membership available to individuals who live, work, worship, or attend school in Arkansas, including state employees and their families.
Arlington Community Federal Credit Union
Falls Church, VA · Credit Union
Credit builderWho qualifies: Membership open to individuals who live, work, worship, or attend school in the Arlington, Virginia area and surrounding Northern Virginia communities.
Ascendus Inc.
New York, NY · Loan Fund
MicroloanWho qualifies: Small business owners, particularly those in underserved communities or those who have been turned down by traditional lenders. Serves entrepreneurs across the eastern United States.
ASSETS Lancaster
Lancaster, PA · Loan Fund
MicroloanWho qualifies: Small business owners and aspiring entrepreneurs in the Lancaster, Pennsylvania area, with a focus on underserved and underestimated business owners.
B.O.N.D. COMMUNITY FEDERAL CREDIT UNION
ATLANTA, GA · Credit Union
Credit builderWho qualifies: Membership is open to individuals who live, work, worship, or attend school in the BOND CU service area in Atlanta, Georgia.
B.S.D. Capital, Inc. dba Lendistry
Los Angeles, CA · Loan Fund
MicroloanWho qualifies: Small business owners across the United States, with a focus on underserved entrepreneurs including minority-owned, women-owned, and low-income community businesses.
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