CDFI Lenders in Tennessee
Tennessee has 51 federally certified Community Development Financial Institutions — 19 credit unions, 12 bank or thrifts, 10 loan funds, 10 bank holding companys.
Most lenders are concentrated in Nashville (6), Memphis (5), Paris (4).
Largest CDFIs in Tennessee
Ranked by total assets (NCUA / FDIC data).
- 1.$2.73B
Y-12 Federal Credit Union
Oak Ridge, TN · Credit Union
- 2.$1.55B
SECURITY BANK AND TRUST COMPANY
Paris, TN · Bank or Thrift
- 3.$1.29B
Leaders Credit Union
Jackson, TN · Credit Union
- 4.$1.28B
Orion Federal Credit Union
Memphis, TN · Credit Union
- 5.$1.09B
Commercial Bank and Trust Company
Paris, TN · Bank or Thrift
Frequently asked questions about CDFIs in Tennessee
How many CDFIs are in Tennessee?
There are 51 Treasury-certified CDFIs headquartered in Tennessee, including 19 credit unions, 12 bank or thrifts, 10 loan funds, 10 bank holding companys.
What's the largest CDFI in Tennessee?
By total assets, the largest CDFI in Tennessee is Y-12 Federal Credit Union ($2.73B in assets).
Are there Native CDFIs in Tennessee?
No CDFIs headquartered in Tennessee currently hold Native CDFI certification, but Native borrowers may still qualify at other certified lenders in the state.
How do I qualify for a CDFI loan in Tennessee?
Eligibility varies by lender, but CDFIs generally serve low- and moderate-income borrowers, small businesses, and underserved communities. Open a lender's page below to see its specific eligibility criteria, loan products, and how to apply.
All 51 CDFIs in Tennessee
Affordable Housing Resources, Inc.
Nashville, 37228--152
APPALACHIAN COMMUNITY FCU
Kingsport, 37660
Banc3 Holdings, Inc.
Memphis, 38119--351
Bank3
Memphis, 38119--351
BetterFi
Coalmont, 37313
Brightbridge, Inc.
Chattanooga, 37402
Carroll Bank and Trust
Huntingdon, 38344--360
Carroll Financial Services, Inc.
Huntingdon, 38344--360
Centennial Bank
Trezevant, 38258--309
Chattanooga Neighborhood Enterprise, Inc.
Chattanooga, 37408--101
Citizens Savings Bank and Trust Company
Nashville, 37208
Clinchfield Federal Credit Union
Erwin, 37650
Commercial Bank and Trust Company
Paris, 38242
Commercial Holding Company, Inc.
Paris, 38242
Community Bank
Lexington, 38351--217
Community National Corporation
Lexington,
Copper Basin Federal Credit Union
Copperhill, 37317
Cumberland Capital Partners
Nashville, 37211
Decatur Bancshares, Inc.
Decaturville, 38329--408
Decatur County Bank
Decaturville, 38329--408
Employee Resources Credit Union
LAWRENCEBURG, 38464
F & M Bancshares, Inc.
Trezevant, 38258
Fortera Credit Union
Clarksville, 37040
Horizon Credit Union
Kingsport, 37664
Independent Southern Bancshares, Inc.
Brownsville, 38012--087
INSOUTH Bank
Brownsville, 38012--087
Leaders Credit Union
Jackson, 38305
Memphis City Employees Credit Union
Memphis, 38115--160
METROPOLITAN TEACHERS' CREDIT UNION
Nashville, 37208--290
Mountain Valley Bank
Dunlap, 37327--703
Northeast Community Credit Union
Elizabethton, 37643
Orion Federal Credit Union
Memphis, 38103--321
River City Capital Investment Corporation
Memphis, 38103--222
Security Bancshares, Inc.
Paris, 38242--401
SECURITY BANK AND TRUST COMPANY
Paris, 38242--401
Select Seven Federal Credit Union
Johnson City, 37601
Sequatchie County Bancorp, Inc.
Dunlap, 37327--703
Smart Choice Credit Union
Cleveland, 37311--294
Southeast Community Capital Corporation DBA Pathway Lending
Nashville, 37228--160
Southern Security Federal Credit Union
Collierville, 38017--254
Tennessee Members 1st FCU
Oak Ridge, 37830
Tennessee Rural Development Fund LLC
Cookeville, 38501
The First National Bank of Oneida
Helenwood, 37755
The Housing Fund, Inc.
Madison, 37116
Three Roots Capital
Knoxville, 37934
tnConnect Credit Union
Knoxville, 37909
Trust Federal Credit Union
Chattanooga, 37402--131
US Community Credit Union
Nashville, 37214--241
Wayne County Bancshares, Inc.
Waynesboro, 38485
Wayne County Bank
Waynesboro, 38485--261
Y-12 Federal Credit Union
Oak Ridge, 37830--790