Ohio has 40 federally certified Community Development Financial Institutions — 21 credit unions, 15 loan funds, 2 bank holding companys, 1 venture capital fund, 1 bank or thrift.
Most lenders are concentrated in Cleveland (5), Columbus (5), Akron (3).
Ranked by total assets (NCUA / FDIC data).
Telhio Credit Union, Inc.
Columbus, OH · Credit Union
Day Air Credit Union
Kettering, OH · Credit Union
Atomic Credit Union
Piketon, OH · Credit Union
Desco Federal Credit Union
Portsmouth, OH · Credit Union
Canton School Employees Federal Credit Union
Canton, OH · Credit Union
There are 40 Treasury-certified CDFIs headquartered in Ohio, including 21 credit unions, 15 loan funds, 2 bank holding companys, 1 venture capital fund, 1 bank or thrift.
By total assets, the largest CDFI in Ohio is Telhio Credit Union, Inc. ($1.35B in assets).
No CDFIs headquartered in Ohio currently hold Native CDFI certification, but Native borrowers may still qualify at other certified lenders in the state.
Eligibility varies by lender, but CDFIs generally serve low- and moderate-income borrowers, small businesses, and underserved communities. Open a lender's page below to see its specific eligibility criteria, loan products, and how to apply.
Abbey Credit Union, Inc.
Vandalia, 45377--860
Apex Fund for Economic Opportunities
Akron, 44304
Appalachian Growth Capital, LLC
Logan, 43138
Ariel Economic Development Fund, LLC
Cleveland, 44114--380
Atomic Credit Union
Piketon, 45661
Buckeye State Credit Union, INC.
Akron, 44311--153
Canton School Employees Federal Credit Union
Canton, 44714--260
Cardinal Credit Union
Mentor, 44060
CHN Housing Capital
Cleveland, 44114--444
Cincinnati Development Fund, Inc.
Cincinnati, 45202--710
Cleveland Development Advisors Community Reinvestment Fund, Inc.
Cleveland, 44115--172
Commodore Perry Federal Credit Union
Oak Harbor, 43449--960
Community Savings
Caldwell, 43724
Day Air Credit Union
Kettering, 45429--484
DAYTON REGION NEW MARKET FUND LLC
Dayton, 45402--190
Desco Federal Credit Union
Portsmouth, 45662
DOUBLE BOTTOMLINE CORP
North Olmsted, 44070
Economic and Community Development Institute, Inc. (ECDI)
Columbus, 43219--254
Faith Community United Credit Union
Cleveland, 44105--164
Finance Fund Capital Corporation
Columbus, 43215
Greater Cincinnati Microenterprise Initiative, Inc.
Cincinnati, 45237--381
GREATER CLEVELAND COMMUNITY CREDIT UNION, INC.
Cleveland, 44114
Hopewell Federal Credit Union
Heath, 43056
MyUSA Credit Union
Middletown, 45005--554
Neighborhood Housing Services of Toledo, Inc.
Toledo, 43605--211
New Horizon Federal Credit Union
Barberton, 44203--260
North Coast Credit Union
Fairview Park, 44126--222
Nueva Esperanza Community Credit Union
Toledo, 43609--280
Ohio Capital Finance Corporation
Columbus, 43206--107
Softite Community Federal Credit Union
MARTINS FERRY, 43935
St. Joseph's Federal Credit Union
Canton, 44708--283
Stark Bancshares, Inc.
Canton, 44708--146
Telhio Credit Union, Inc.
Columbus, 43215
The Affordable Housing Trust for Columbus and Franklin County
Columbus, 43215
Toledo Urban Federal Credit Union
Toledo, 43607
TRUECORE FEDERAL CREDIT UNION
Newark, 43055--304
VacationLand Federal Credit Union
Sandusky, 44870--720
Valley Economic Development Partners, Inc.
Youngstown, 44505--100
West Central Development Corporation, dba Anchor Financial Services
Perrysburg, 43551--526
Western Reserve Community Fund, Inc
Akron, 44308