New York has 80 federally certified Community Development Financial Institutions — 50 loan funds, 21 credit unions, 4 bank or thrifts, 3 bank holding companys, 2 venture capitals. 1 is certified Native CDFI serving Native American communities.
Most lenders are concentrated in New York (36), Brooklyn (5), Bronx (5).
Ranked by total assets (NCUA / FDIC data).
Lenders certified specifically to serve Native American, Alaska Native, and Native Hawaiian communities.
These CDFIs offer grant programs in addition to loans.
Brooklyn Alliance Capital, Inc.
Brooklyn, NY
Corporation for Supportive Housing
New York, NY
Inclusiv Inc
New York, NY
NATIONAL MINORITY SUPPLIER DEVELOPMENT COUNCIL BUSINESS CONSORTIUM FUND, INC.
NEW YORK, NY
Syracuse Cooperative Federal Credit Union
Syracuse, NY
There are 80 Treasury-certified CDFIs headquartered in New York, including 50 loan funds, 21 credit unions, 4 bank or thrifts, 3 bank holding companys, 2 venture capitals.
By total assets, the largest CDFI in New York is Empower Federal Credit Union ($4.17B in assets).
Yes — New York is home to 1 certified Native CDFI serving Native American, Alaska Native, or Native Hawaiian communities.
Eligibility varies by lender, but CDFIs generally serve low- and moderate-income borrowers, small businesses, and underserved communities. Open a lender's page below to see its specific eligibility criteria, loan products, and how to apply.
1199 SEIU FCU
New York, 10018
AAFE Community Development Fund
New York, 10002--530
Abyssinian Baptist Church Federal Credit Union
New York, 10030--230
Accompany Capital, Inc.
New York, 10004
ADIRONDACK ECONOMIC DEVELOPMENT CORPORATION
SARANAC LAKE, 12983--574
Alternatives Federal Credit Union
Ithaca, 14850--330
Amplify Equity, Inc.
Elmira, 14901
Ascendus Inc.
New York, 10004
BOC Capital Corp.
Brooklyn, 11217--160
Brooklyn Alliance Capital, Inc.
Brooklyn, 11232--242
Brooklyn Cooperative Federal Credit Union
Brooklyn, 11237--512
CAMBA Economic Development Corporation
Brooklyn, 11226--267
Carver Federal Savings Bank
New York, 10035--193
CDCLI Funding Corporation
Melville, 11747
Chautauqua Opportunities for Development, Inc.
Dunkirk, 14048--272
CheckSpring Community Corporation
Bronx, 10452--820
CHURCH OF THE MASTER FEDERAL CREDIT UNION
NEW YORK, 10027
Cobblestone Country Federal Credit Union
Albion, 14411--152
Community Capital New York, Inc
Elmsford, 10523--132
Community Development Trust, LP, The
New York, 10018--770
Community Development Venture Capital Alliance, The
New York, 10115--005
Community Loan Fund of the Capital Region, Inc.
Albany, 12210--240
Community Preservation Corporation
New York, 10017
Concord Federal Credit Union
Brooklyn, 11216
Corporation for Supportive Housing
New York, 10006--375
Disability Fund, Inc., The
Rockville Centre, 11570--491
Empower Federal Credit Union
Syracuse, 13212--403
Fidelis Federal Credit Union
NEW YORK, 10031--181
Finest Federal Credit Union, The
New York, 10038
Genesee Co-Op Federal Credit Union
Rochester, 14620--132
Grameen America, Inc.
Jackson Heights, 11372--701
Greater Jamaica Local Development Company, Inc.
Jamaica, 11432--615
Greater Rochester Housing Partnership
Rochester, 14614
Habitat for Humanity NYC Fund, Inc.
New York, 10038--310
Harlem Entrepreneurial Fund, LLC
New York, 10027--484
Heritage Financial CU
Middletown, 10941--401
Home Headquarters, Inc.
Syracuse, 13204--242
Homeownership Lending LLC
New York, 10005--402
Hudson Valley Agri-Business Development Corporation, The
Hudson, 12534
Inclusiv Inc
New York, 10006--306
IRC's Center For Economic Opportunity, Inc. (CEO)
New York, 10168--128
Ithaca Neighborhood Housing Services, Inc.
Ithaca, 14850--563
La Fuerza Unida Community Development Corporation
Rockville Centre, 11570--491
Launch New York, Inc.
Buffalo, 14203--124
Leviticus 25:23 Alternative Fund Inc
Tarrytown, 10591
Local Initiatives Support Corporation
New York, 10005
Long Island Housing Partnership Community Development Financial Institution, Inc.
Hauppauge, 11788--373
LOWER EAST SIDE PEOPLES FEDERAL CREDIT UNION
NEW YORK, 10009--744
NATIONAL MINORITY SUPPLIER DEVELOPMENT COUNCIL BUSINESS CONSORTIUM FUND, INC.
NEW YORK, 10105
Neighborhood Housing Services of New York City, Inc.
New York, 10018--649
Neighborhood Housing Services of Rochester Inc
ROCHESTER, 14620--133
Neighborhood Trust Federal Credit Union
New York, 10032--380
New Covenant Dominion Federal Credit Union
Bronx, 10456
New York University FCU
New York, 10003--950
Nonprofit Finance Fund
New York, 10004--265
NYBDC Local Development Corporation
Albany, 12207--153
Oswego County FCU
Oswego, 13126--031
PathStone Enterprise Center, Inc.
Rochester, 14607--191
Ponce Bank
Bronx, 10462--501
Ponce Financial Group
Bronx, 10462--501
Quontic Bank
New York, 10020
Quontic Bank Holdings Corp
New York, 10020
Renaissance Economic Development Corporation
New York, 10002--530
Seneca Nation of Indians Economic Development Company
Salamanca, 14779--159
Southern Chautauqua County Federal Credit Union
Lakewood, 14750--194
Spring Bank
Bronx, 10452--820
Sustainable Neighborhoods LLC
New York, 10004--200
Syracuse Cooperative Federal Credit Union
Syracuse, 13210
The Community Development Trust, Inc.
New York, 10018--770
The Urban Empowerment Fund
New York, 10005--170
The Working World, Inc. dba Seed Commons
New York, 10003
TrailNorth Federal Credit Union
Ticonderoga, 12883
TruFund Financial Services, Inc.
New York, 10018--232
UPPER MANHATTAN EMPOWERMENT ZONE DEVELOPMENT CORPORATION
New York, 10027--499
Urban Upbound Federal Credit Union
Long Island City, 11101--610
Utica Industrial Development Corporation, Inc
Rome, 13441
Utica Neighborhood Housing Services, Inc.
Utica, 13501--473
Vital Healthcare Capital
New York, 10004--278
Westminster Economic Development Initiative Inc
Buffalo, 14213--114
Women's Venture Fund, Inc.
New York, 10027