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CDFI Lenders in New York

New York has 80 federally certified Community Development Financial Institutions50 loan funds, 21 credit unions, 4 bank or thrifts, 3 bank holding companys, 2 venture capitals. 1 is certified Native CDFI serving Native American communities.

Most lenders are concentrated in New York (36), Brooklyn (5), Bronx (5).

Largest CDFIs in New York

Ranked by total assets (NCUA / FDIC data).

  1. 1.

    Empower Federal Credit Union

    Syracuse, NY · Credit Union

    $4.17B
  2. 2.

    Ponce Bank

    Bronx, NY · Bank or Thrift

    $3.21B
  3. 3.

    Quontic Bank

    New York, NY · Bank or Thrift

    $832.0M
  4. 4.

    Heritage Financial CU

    Middletown, NY · Credit Union

    $804.6M
  5. 5.

    Carver Federal Savings Bank

    New York, NY · Bank or Thrift

    $695.9M

Native CDFIs in New York

Lenders certified specifically to serve Native American, Alaska Native, and Native Hawaiian communities.

Lenders that offer grants in New York

These CDFIs offer grant programs in addition to loans.

Frequently asked questions about CDFIs in New York

How many CDFIs are in New York?

There are 80 Treasury-certified CDFIs headquartered in New York, including 50 loan funds, 21 credit unions, 4 bank or thrifts, 3 bank holding companys, 2 venture capitals.

What's the largest CDFI in New York?

By total assets, the largest CDFI in New York is Empower Federal Credit Union ($4.17B in assets).

Are there Native CDFIs in New York?

Yes — New York is home to 1 certified Native CDFI serving Native American, Alaska Native, or Native Hawaiian communities.

How do I qualify for a CDFI loan in New York?

Eligibility varies by lender, but CDFIs generally serve low- and moderate-income borrowers, small businesses, and underserved communities. Open a lender's page below to see its specific eligibility criteria, loan products, and how to apply.

All 80 CDFIs in New York

Credit Union

1199 SEIU FCU

New York, 10018

Has website
Loan Fund

AAFE Community Development Fund

New York, 10002--530

Has website
Credit Union

Abyssinian Baptist Church Federal Credit Union

New York, 10030--230

Has website
Loan Fund

Accompany Capital, Inc.

New York, 10004

Has website
Loan Fund

ADIRONDACK ECONOMIC DEVELOPMENT CORPORATION

SARANAC LAKE, 12983--574

Has website
Credit Union

Alternatives Federal Credit Union

Ithaca, 14850--330

Has website
Loan Fund

Amplify Equity, Inc.

Elmira, 14901

Has website
Loan Fund

Ascendus Inc.

New York, 10004

Has website
Loan Fund

BOC Capital Corp.

Brooklyn, 11217--160

Has website
Loan Fund

Brooklyn Alliance Capital, Inc.

Brooklyn, 11232--242

Has website
Credit Union

Brooklyn Cooperative Federal Credit Union

Brooklyn, 11237--512

Has website
Loan Fund

CAMBA Economic Development Corporation

Brooklyn, 11226--267

Has website
Bank or Thrift

Carver Federal Savings Bank

New York, 10035--193

Has website
Loan Fund

CDCLI Funding Corporation

Melville, 11747

Has website
Loan Fund

Chautauqua Opportunities for Development, Inc.

Dunkirk, 14048--272

Has website
Bank Holding Company

CheckSpring Community Corporation

Bronx, 10452--820

Has website
Credit Union

CHURCH OF THE MASTER FEDERAL CREDIT UNION

NEW YORK, 10027

Has website
Credit Union

Cobblestone Country Federal Credit Union

Albion, 14411--152

Has website
Loan Fund

Community Capital New York, Inc

Elmsford, 10523--132

Has website
Loan Fund

Community Development Trust, LP, The

New York, 10018--770

Has website
Venture Capital

Community Development Venture Capital Alliance, The

New York, 10115--005

Has website
Loan Fund

Community Loan Fund of the Capital Region, Inc.

Albany, 12210--240

Has website
Loan Fund

Community Preservation Corporation

New York, 10017

Has website
Credit Union

Concord Federal Credit Union

Brooklyn, 11216

Has website
Loan Fund

Corporation for Supportive Housing

New York, 10006--375

Has website
Loan Fund

Disability Fund, Inc., The

Rockville Centre, 11570--491

Has website
Credit Union

Empower Federal Credit Union

Syracuse, 13212--403

Has website
Credit Union

Fidelis Federal Credit Union

NEW YORK, 10031--181

Has website
Credit Union

Finest Federal Credit Union, The

New York, 10038

Has website
Credit Union

Genesee Co-Op Federal Credit Union

Rochester, 14620--132

Has website
Loan Fund

Grameen America, Inc.

Jackson Heights, 11372--701

Has website
Loan Fund

Greater Jamaica Local Development Company, Inc.

Jamaica, 11432--615

Has website
Loan Fund

Greater Rochester Housing Partnership

Rochester, 14614

Has website
Loan Fund

Habitat for Humanity NYC Fund, Inc.

New York, 10038--310

Has website
Loan Fund

Harlem Entrepreneurial Fund, LLC

New York, 10027--484

Has website
Credit Union

Heritage Financial CU

Middletown, 10941--401

Has website
Loan Fund

Home Headquarters, Inc.

Syracuse, 13204--242

Has website
Loan Fund

Homeownership Lending LLC

New York, 10005--402

Has website
Loan Fund

Hudson Valley Agri-Business Development Corporation, The

Hudson, 12534

Has website
Loan Fund

Inclusiv Inc

New York, 10006--306

Has website
Loan Fund

IRC's Center For Economic Opportunity, Inc. (CEO)

New York, 10168--128

Has website
Loan Fund

Ithaca Neighborhood Housing Services, Inc.

Ithaca, 14850--563

Has website
Loan Fund

La Fuerza Unida Community Development Corporation

Rockville Centre, 11570--491

Has website
Venture Capital

Launch New York, Inc.

Buffalo, 14203--124

Has website
Loan Fund

Leviticus 25:23 Alternative Fund Inc

Tarrytown, 10591

Has website
Loan Fund

Local Initiatives Support Corporation

New York, 10005

Has website
Loan Fund

Long Island Housing Partnership Community Development Financial Institution, Inc.

Hauppauge, 11788--373

Has website
Credit Union

LOWER EAST SIDE PEOPLES FEDERAL CREDIT UNION

NEW YORK, 10009--744

Has website
Loan Fund

NATIONAL MINORITY SUPPLIER DEVELOPMENT COUNCIL BUSINESS CONSORTIUM FUND, INC.

NEW YORK, 10105

Has website
Loan Fund

Neighborhood Housing Services of New York City, Inc.

New York, 10018--649

Has website
Loan Fund

Neighborhood Housing Services of Rochester Inc

ROCHESTER, 14620--133

Has website
Credit Union

Neighborhood Trust Federal Credit Union

New York, 10032--380

Has website
Credit Union

New Covenant Dominion Federal Credit Union

Bronx, 10456

Has website
Credit Union

New York University FCU

New York, 10003--950

Has website
Loan Fund

Nonprofit Finance Fund

New York, 10004--265

Has website
Loan Fund

NYBDC Local Development Corporation

Albany, 12207--153

Has website
Credit Union

Oswego County FCU

Oswego, 13126--031

Has website
Loan Fund

PathStone Enterprise Center, Inc.

Rochester, 14607--191

Has website
Bank or Thrift

Ponce Bank

Bronx, 10462--501

Has website
Bank Holding Company

Ponce Financial Group

Bronx, 10462--501

Has website
Bank or Thrift

Quontic Bank

New York, 10020

Has website
Bank Holding Company

Quontic Bank Holdings Corp

New York, 10020

Has website
Loan Fund

Renaissance Economic Development Corporation

New York, 10002--530

Has website
Loan FundNative CDFI

Seneca Nation of Indians Economic Development Company

Salamanca, 14779--159

Has website
Credit Union

Southern Chautauqua County Federal Credit Union

Lakewood, 14750--194

Has website
Bank or Thrift

Spring Bank

Bronx, 10452--820

Has website
Loan Fund

Sustainable Neighborhoods LLC

New York, 10004--200

Has website
Credit Union

Syracuse Cooperative Federal Credit Union

Syracuse, 13210

Has website
Loan Fund

The Community Development Trust, Inc.

New York, 10018--770

Has website
Loan Fund

The Urban Empowerment Fund

New York, 10005--170

Has website
Loan Fund

The Working World, Inc. dba Seed Commons

New York, 10003

Has website
Credit Union

TrailNorth Federal Credit Union

Ticonderoga, 12883

Has website
Loan Fund

TruFund Financial Services, Inc.

New York, 10018--232

Has website
Loan Fund

UPPER MANHATTAN EMPOWERMENT ZONE DEVELOPMENT CORPORATION

New York, 10027--499

Has website
Credit Union

Urban Upbound Federal Credit Union

Long Island City, 11101--610

Has website
Loan Fund

Utica Industrial Development Corporation, Inc

Rome, 13441

Has website
Loan Fund

Utica Neighborhood Housing Services, Inc.

Utica, 13501--473

Has website
Loan Fund

Vital Healthcare Capital

New York, 10004--278

Has website
Loan Fund

Westminster Economic Development Initiative Inc

Buffalo, 14213--114

Has website
Loan Fund

Women's Venture Fund, Inc.

New York, 10027

Has website