CDFI Lenders in Mississippi
Mississippi has 104 federally certified Community Development Financial Institutions — 49 bank or thrifts, 43 bank holding companys, 8 credit unions, 3 loan funds, 1 depository institution holding company. 1 is certified Native CDFI serving Native American communities.
Most lenders are concentrated in Meridian (5), Holly Springs (4), Columbia (4).
Largest CDFIs in Mississippi
Ranked by total assets (NCUA / FDIC data).
- 1.$8.07B
BANKPLUS
BELZONI, MS · Bank or Thrift
- 2.$7.93B
The First Bank
Hattiesburg, MS · Bank or Thrift
- 3.$5.02B
Community Bank of Mississippi, Forest Mississippi
Flowood, MS · Bank or Thrift
- 4.$3.26B
BankFirst Financial Services
Columbus, MS · Bank or Thrift
- 5.$2.91B
Guaranty Bank and Trust Company
Belzoni, MS · Bank or Thrift
Native CDFIs in Mississippi
Lenders certified specifically to serve Native American, Alaska Native, and Native Hawaiian communities.
Frequently asked questions about CDFIs in Mississippi
How many CDFIs are in Mississippi?
There are 104 Treasury-certified CDFIs headquartered in Mississippi, including 49 bank or thrifts, 43 bank holding companys, 8 credit unions, 3 loan funds, 1 depository institution holding company.
What's the largest CDFI in Mississippi?
By total assets, the largest CDFI in Mississippi is BANKPLUS ($8.07B in assets).
Are there Native CDFIs in Mississippi?
Yes — Mississippi is home to 1 certified Native CDFI serving Native American, Alaska Native, or Native Hawaiian communities.
How do I qualify for a CDFI loan in Mississippi?
Eligibility varies by lender, but CDFIs generally serve low- and moderate-income borrowers, small businesses, and underserved communities. Open a lender's page below to see its specific eligibility criteria, loan products, and how to apply.
All 104 CDFIs in Mississippi
1st Mississippi Federal Credit Union`
Meridian, 39301--520
Bancorp Of Okolona, INc
Okolona, 38860--030
Bancorp of Winona, Inc.
Winona, 38967--023
BancPlus Corporation
Ridgeland, 39157--880
Bank of Anguilla
Anguilla, 38721--018
BANK OF BROOKHAVEN
BROOKHAVEN, 39601--324
Bank of Commerce
Greenwood, 38930--433
Bank of Forest
Forest, 39074
Bank of Franklin
Meadville, 39653--060
Bank of Holly Springs
Holly Springs, 38635--917
Bank of Kilmichael
Kilmichael, 39747--018
Bank of Winona
Winona, 38967--212
BankFirst Capital Corporation
Columbus, 39703--124
BankFirst Financial Services
Columbus, 39703--124
BankOkolona
Okolona, 38860--030
BANKPLUS
BELZONI, 39038--352
BNA Bancshares, Inc.
New Albany, 38652--393
BNA Bank
New Albany, 38652--393
CB&T Bancshares Inc
Marks, 38646
Choctaw Federal Credit Union
Choctaw, 39350--628
Citizens Bank
Columbia, 39429--023
Citizens Bank & Trust Company
Marks, 38646--131
Citizens Corporation
Columbia, 39429--274
Citizens National Banc Corp.
Meridian, 39301--585
Citizens National Bank of Meridian
Meridian, 39301--585
Cleveland State Bancorp, Inc.
Cleveland, 38732
Commerce Bancorp, Inc.
Greenwood, 38930--433
Commerce Bank
Corinth, 38834--485
Commerce Holding Corporation
Corinth, 38834--485
Commercial Capital Corp
DeKalb, 39328--021
Community Bancshares of Mississippi, Inc.
Flowood, 39232--122
Community Bank of Mississippi, Forest Mississippi
Flowood, 39232--122
Copiah Bancshares, Inc.
Hazlehurst, 39083
Copiah Bank
Hazlehurst, 39083
Covington Capital Corporation
Collins, 39428--459
COVINGTON COUNTY BANK
Collins, 39428--459
Culleywood Capital LLC
Jackson, 39216
Farmers and Merchants Bank
Baldwyn, 38824--180
Ferguson Federal Credit Union
Monticello, 39654
First Bancshares, Inc., The
Hattiesburg, 39404--554
First Bank
McComb, 39649--080
First Federal Bancorp
Columbia, 39429
First Federal Savings & Loan Association of Pascagoula-Moss Point
Pascagoula, 39567--434
First Forest Corporation
Forest, 39074
First National Bank of Clarksdale
Clarksdale, 38614--441
First National Corporation of Picayune
Picayune, 39466--450
First National Holding Company
Oxford, 38655--084
First Security Bank
Batesville, 38606--069
First Southern Bank
Columbia, 39429--374
First Southwest Corporation McComb, MS
McComb, 39649
First State Bank
Waynesboro, 39367
First State Corporation
Waynesboro, 39367--050
First Valley National Corp
Clarksdale, 38614--441
FNB Oxford Bank
Oxford, 38655--084
FNB Picayune Bank
Picayune, 39466--450
Franklin Bancshares, Inc.
Meadville, 39653--060
Genesis Bancorp, Inc.
Benoit, 38725--000
Genesis Bank
Benoit, 38725--000
Great Southern Bank
Meridian, 39301--594
Great Southern Capital Corporation
Meridian, 39302
Guaranty Bank and Trust Company
Belzoni, 39038--362
Guaranty Capital Corporation
Belzoni, 39038--362
Gulf Coast Community FCU
Gulfport, 39503--274
Haven Capital Corporation
Brookhaven, 39602
Holly Springs Bancshares, Inc.
Holly Springs, 38635--917
Holmes County Bank
Lexington, 39095--365
Holmes County Capital Corporation
Lexington, 39095--365
Hope Enterprise Corporation
Jackson, 39202--343
HOPE FEDERAL CREDIT UNION
JACKSON, 39225
Kilmichael Bancorp, Inc.
KILMICHAEL, 39747--018
Lafayette Bancorp Inc
Oxford, 38655--403
Magnolia Federal Credit Union
Jackson, 39206--302
Magnolia State Bank
Bay Springs, 39422--050
Members Exchange Credit Union
Ridgeland, 39157--602
Merchants & Marine Bancorp, Inc.
Pascagoula, 39567--421
Merchants & Marine Bank
Pascagoula, 39567--421
Merchants & Planters Bank
Raymond, 39154--069
Oxford University Bank
Oxford, 38655--403
PCNB Corp.
McComb, 39648
Peoples Bancshares, Inc.
Mendenhall, 39114--357
Peoples Bank
Mendenhall, 39114--000
Pike National Bank
McComb, 39648--283
Planters Bank & Trust Company
Indianola, 38751--240
Planters Holding Company
Indianola, 38751--003
PRIORITYONE BANK
Magee, 39111--051
PriorityOne Capital Corporation
Magee, 39111--051
Pyramid Financial Corporation
Anguilla, 38721--975
Renaissance Community Loan Fund, Inc.
Gulfport, 39503--601
Richton Bank and Trust Company
Richton, 39476--052
RiverHills Bank
VICKSBURG, 39183--341
Riverhills Capital Corporation
Vicksburg, 39183--341
Security Capital Corporation
Batesville, 38606--069
Southwest Security, Inc.
Natchez, 39121
Sunbelt Federal Credit Union
Hattiesburg, 39402
The Cleveland State Bank
Cleveland, 38732--273
The Commercial Bank, Kemper County DeKalb, Mississippi
DeKalb, 39328--021
The First Bank
Hattiesburg, 39404--554
The Jefferson Bank
Greenville, 38704--539
THE MAGNOLIA STATE CORPORATION
BAY SPRINGS, 39422--905
The Peoples Bank
Ripley, 38663--041
The Peoples Corporation, Ripley, MS
Ripley, 38863--041
United Mississippi Bank
Natchez, 39120--474
Unity Bank of Mississippi
Holly Springs, 38635--914
Unity Capital Corporation
Holly Springs, 38635--058