CDFI Lenders in California
California has 117 federally certified Community Development Financial Institutions — 65 loan funds, 36 credit unions, 9 bank or thrifts, 3 bank holding companys, 2 venture capitals, 2 depository institution holding companys. 2 are certified Native CDFIs serving Native American communities.
Most lenders are concentrated in Los Angeles (14), San Francisco (11), Oakland (9).
Largest CDFIs in California
Ranked by total assets (NCUA / FDIC data).
- 1.$5.48B
Travis Credit Union
Vacaville, CA · Credit Union
- 2.$5.38B
California Credit Union
Glendale, CA · Credit Union
- 3.$4.20B
Royal Business Bank
Los Angeles, CA · Bank or Thrift
- 4.$4.01B
Valley Strong Credit Union
Bakersfield, CA · Credit Union
- 5.$3.92B
Nuvision Federal Credit Union
Huntington Beach, CA · Credit Union
Native CDFIs in California
Lenders certified specifically to serve Native American, Alaska Native, and Native Hawaiian communities.
Lenders that offer grants in California
These CDFIs offer grant programs in addition to loans.
Frequently asked questions about CDFIs in California
How many CDFIs are in California?
There are 117 Treasury-certified CDFIs headquartered in California, including 65 loan funds, 36 credit unions, 9 bank or thrifts, 3 bank holding companys, 2 venture capitals, 2 depository institution holding companys.
What's the largest CDFI in California?
By total assets, the largest CDFI in California is Travis Credit Union ($5.48B in assets).
Are there Native CDFIs in California?
Yes — California is home to 2 certified Native CDFIs serving Native American, Alaska Native, or Native Hawaiian communities.
How do I qualify for a CDFI loan in California?
Eligibility varies by lender, but CDFIs generally serve low- and moderate-income borrowers, small businesses, and underserved communities. Open a lender's page below to see its specific eligibility criteria, loan products, and how to apply.
All 117 CDFIs in California
3CORE, Inc.
Chico, 95973
Accessity
San Diego, 92114--222
Accion Opportunity Fund Community Development
San Jose, 95113--112
Acelera Financial Corp
Los Angeles, 90071
AltaOne Federal Credit Union
Ridgecrest, 93555
American Nonprofits, Inc.
Santa Cruz, 95060
American Plus Bank, N.A.
Arcadia, 91007--920
AnewAmerica CDFI
Oakland, 94612
Apoyo Financiero Inc.
Concord, 94520
Arcata Economic Development Corporation
Eureka, 95501
Atchison Village Credit Union
Richmond, 94801--000
B.S.D. Capital, Inc. dba Lendistry
Los Angeles, 90021
Bankers Small Business CDC of California
San Diego, 92106--611
BAY FEDERAL CREDIT UNION
Capitola, 95010--254
Beneficial State Bancorp, Inc.
Oakland, 94612--322
Beneficial State Bank
Oakland, 94612--320
California Capital Small Business Financial Development Corporation
Sacramento, 95815--432
California Coastal Rural Development Corporation
Salinas, 93901--047
California Community Reinvestment Corp.
Glendale, 91210
California Credit Union
Glendale, 91203--129
California FarmLink
Aptos, 95003--395
CBC FCU
Oxnard, 93036--370
Century Housing Corporation
Culver City, 90230--761
Change Lending, LLC
Anaheim, 92808
Civic Community Partners, Inc.
San Diego, 92108--164
Clearinghouse Community Development Financial Institution
Lake Forest, 92630--473
Coast Central Credit Union
Eureka, 95501
CoastHills Federal Credit Union, dba CoastHills Credit Union
Santa Maria, 93454
Community Bank of the Bay
Oakland, 94612--210
Community Commerce Bank
CLAREMONT, 91711--270
Community First Credit Union
Santa Rosa, 95401--468
Community First Lending
Richmond, 94801--152
Community Vision Capital and Consulting
San Francisco, 94102--302
Cooperative Center Federal Credit Union
Martinez, 94553
Creser Capital Fund
Sausalito, 94965
Economic Development and Financing Corporation
Ukiah, 95482--484
Economic Justice Fund
Sacramento, 95811--424
Episcopal Community Federal Credit Union
Los Angeles, 90026--420
Excite Credit Union
San Jose, 95125--140
Feed the Hunger Fund
San Francisco, 94129--171
Financial Partners Credit Union
Downey, 90242--345
First Community Capital, Inc.
Riverside, 92507
First General Bank
Rowland Heights, 91748--294
First Imperial Credit Union
El Centro, 92243--223
FIVE RIVERS LOAN FUND, INC
Happy Camp, 96039--000
Fresno Area Hispanic Foundation
Fresno, 93721--161
Fresno Community Development Financial Institution dba Access Plus Capital
FRESNO, 93721
Genesis LA Economic Growth Corporation
Los Angeles, 90017--461
Habitat Community Capital
Oakland, 94612
Housing Trust Fund of Santa Barbara County
Santa Barbara, 93160--090
Housing Trust Fund Ventura County
Camarillo, 93010--632
Housing Trust Silicon Valley
San Jose, 95113--183
ICA Fund
Oakland, 94612
Inclusive Action for the City
Los Angeles, 90033
Low Income Investment Fund
San Francisco, 94105
Main Street Launch
Oakland, 94612--306
Members 1st Credit Union
Redding, 96049
MERCO Credit Union
Merced, 95340--370
Mirastar Federal Credit Union
San Jose, 95103
Mission Asset Fund
San Francisco, 94110--500
Mission Community Loan Fund LLC
San Francisco, 94110--189
Mission National Bank
San Francisco, 94103--346
MIssion Valley Bancorp
Sun Valley, 91352--205
Mission Valley Bank
Sun Valley, 91352--205
MNB Holding Corporation
San Francisco, 94103--341
Mocse Federal Credit Union
Modesto, 95355
National Asian American Coalition
Daly City, 94015--141
Neighborhood Bancorp
National City, 91951
Neighborhood Housing Services of Orange County, Inc.
Orange, 92867--483
NEIGHBORHOOD HOUSING SERVICES OF THE INLAND EMPIRE, INC.
SAN BERNARDINO, 92408
Neighborhood National Bank
National City, 91910
Neighborhood Partnership Housing Services, Inc.
Rancho Cucamonga, 91730--600
NHS Neighborhood Lending Services
Los Angeles, 90010--330
North Bay Credit Union
Santa Rosa, 95403
Northeast Community Federal Credit Union
San Francisco, 94108
Nuvision Federal Credit Union
Huntington Beach, 92647
Opening Doors, Inc.
Sacramento, 95825--854
Oportun, Inc.
San Carlos, 94070
Orange County's Credit Union
Santa Ana, 92705--493
PACE Finance Corporation
Los Angeles, 90017--565
Pacific Coast Regional, Small Business Development Corporation
Los Angeles, 90010--141
Pacific Community Ventures, Inc.
Oakland, 94612
Partners Federal Credit Union
Burbank, 91502--181
Peoples Opportunity Fund
San Luis Obispo, 93401
Poverty Solutions, Inc.
Torrance, 90501
RBB BANCORP
Los Angeles, 90017
REDF Impact Investing Fund
San Francisco, 94103
Rize Federal Credit Union
IRWINDALE, 91706
Rolling F Credit Union
Turlock, 95382
Royal Business Bank
Los Angeles, 90017--242
Rural Community Assistance Corporation
West Sacramento, 95691--501
Sacramento Neighborhood Housing Services, Inc.
Sacramento, 95817--310
Salas & Company
Los Angeles, 90014--225
San Francisco Housing Accelerator Fund, The
San Francisco, 94104
San Luis Obispo County Housing Trust Fund
San Luis Obispo, 93401--731
Santa Cruz Community Credit Union
Santa Cruz, 95060
SESLOC Credit Union
San Luis Obispo, 93401
Siskiyou Credit Union
Yreka, 96097
SMW 104 Federal Credit Union
Livermore, 94551--757
Springboard CDFI
National City, 91950
Sun Community Federal Credit Union
El Centro, 92243--231
Sustainable Communities Fund
Los Angeles, 90024
The Change Company CDFI, LLC
Anaheim, 92808
TMCCommunityCapital
Oakland, 94612
Travis Credit Union
Vacaville, 95687--327
Tucoemas Federal Credit Union
VISALIA, 93278--501
USC Credit Union
Los Angeles, 90007
Valley First Credit Union
Modesto, 95350
Valley Small Business Development Corporation
Fresno, 93711--076
Valley Strong Credit Union
Bakersfield, 93311
Ventura County Community Development Corporation
OXNARD, 93030
Vermont-Slauson LDC, Inc.
Los Angeles, 90044--371
Vida Federal Credit Union
Ontario, 91762--122
Vocality Community Credit Union
Garberville, 95542--311
Westwater Financial, Inc.
Santa Rosa, 95403
Womens Economic Ventures
Santa Barbara, 93101--720
Working Solutions CDFI
San Francisco, 94102