CDFI Lenders in Alabama
Alabama has 42 federally certified Community Development Financial Institutions — 16 bank or thrifts, 13 bank holding companys, 10 credit unions, 2 loan funds, 1 venture capital.
Most lenders are concentrated in Birmingham (5), Atmore (4), Demopolis (3).
Largest CDFIs in Alabama
Ranked by total assets (NCUA / FDIC data).
Frequently asked questions about CDFIs in Alabama
How many CDFIs are in Alabama?
There are 42 Treasury-certified CDFIs headquartered in Alabama, including 16 bank or thrifts, 13 bank holding companys, 10 credit unions, 2 loan funds, 1 venture capital.
What's the largest CDFI in Alabama?
By total assets, the largest CDFI in Alabama is River Bank & Trust ($3.79B in assets).
Are there Native CDFIs in Alabama?
No CDFIs headquartered in Alabama currently hold Native CDFI certification, but Native borrowers may still qualify at other certified lenders in the state.
How do I qualify for a CDFI loan in Alabama?
Eligibility varies by lender, but CDFIs generally serve low- and moderate-income borrowers, small businesses, and underserved communities. Open a lender's page below to see its specific eligibility criteria, loan products, and how to apply.
All 42 CDFIs in Alabama
AOD Federal Credit Union
Bynum, 36253
Bank of Moundville
Moundville, 35474--015
Bank of Vernon
Vernon, 35592--030
Birmingham City Credit Union
Birmingham, 35207--283
Bronze Valley Corp
Birmingham, 35203
Citizens B & T Holdings, Inc.
Guntersville, 35976
Citizens Bank & Trust
Guntersville, 35976--151
Commercial Bancshares of Ozark, Inc.
Ozark, 36360--181
Commercial Bank of Ozark, The
Ozark, 36360--181
Commonwealth National Bank
Mobile, 36617--372
Demopolis Federal Credit Union
Demopolis, 36732--220
Federation of Greene County Employees FCU
Eutaw, 35462
First National Bank and Trust
Atmore, 36504--002
First Suncoast Trust Bancshares, Inc.
Atmore, 36502--244
First Vernon Bancshares, Inc.
Vernon, 35592--564
FIVE STAR CREDIT UNION
DOTHAN, 36302--202
Friend Bank
Slocomb, 36375--064
GREENSBORO BANCSHARES, INC.
Greensboro, 36744
Guardian Credit Union
Montgomery, 36104
Henderson Bancshares, Inc.
Troy, 36081--310
Listerhill Credit Union
Muscle Shoals, 35661--128
Merchants & Farmers Bancshares, Inc.
Eutaw, 35462
Merchants & Farmers Bank of Greene County
Eutaw, 35462--056
Moundville Bancshares, Inc.
Moundville, 35474
North Alabama Revolving Loan Fund, LLC
Huntsville, 35805
NRS Community Development Federal Credit Union
Birmingham, 35213--052
Peoples Bank of Greensboro
Greensboro, 36744
RBC, Inc.
Demopolis, 36732--049
River Bank & Trust
Prattville, 36066--776
River Financial Corporation
Prattville, 36066--776
Robertson Banking Company
Demopolis, 36732--049
Sabre Finance d/b/a VentureSouth
Birmingham, 35243
SIXTH AVENUE BAPTIST FCU
Birmingham, 35211--284
SNB Holdings, Inc.
Slocomb, 36375--064
SOUTHERN INDEPENDENT BANCSHARES INC
Opp, 36467--030
SOUTHERN INDEPENDENT BANK
Opp, 36467--030
The Bridgeway Federal Credit Union
Phenix City, 36867--363
The Samson Banking Company, Inc.
Samson, 36477--112
Troy Bank & Trust Company
Troy, 36081--310
United Bancorporation of Alabama, Inc
Atmore, 36504--000
United Bank
Atmore, 36504--000
West Alabama Bank & Trust
Reform, 35481--031